Hei, jeg kontaktet debitnor sensommeren 2017, da min økonomiske situasjon krasjet og jeg ikke så noen utvei. Jeg va da desperat etter både hjelp og at finne et lysglimt i en lang mørk tunell.

Jeg fylde ut søknads/kontakt skjema, og fikk snarlig kontakt fra Debitnor. Den kontakten va både oppmuntrende, saklig og vennlig ! Etter et halvt års arbeid fra debitnor sin side hadd jeg alle dokumentene jeg trengte, og en flott oversikt til at levere til Namsfogden når jeg søkte om Offentlig gjeldsordning.

Namsfogden hadd ingen anmerkninger på jobben debitnor hadd gjort, og nå starter dem gjeldsforhandlinger!

Jeg er svært fornøyd med både jobben dem har gjort, støtten jeg har fått under veis og servicen!
Tusen takk Debitnor, dere har vært med på at gi meg et liv etter katastrofen!!!

mvh
Patrick

DebitNor is a company that has undoubtedly saved me and got me back on my feet. I contacted them when it was at their darkest and no one else would, or thought they could help me. They saved me from losing everything I own. I am eternally grateful to them and can only recommend DebitNor strongly if you are unlucky enough to end up in an economic crisis.
What you get from them in relation to the small sum you pay is A LOT.
You do a fantastic job and thank you so much for helping me so much and always being there for me when I needed it.

Hello. I ended up in the debt trap around 2018 and searched online for help with this and then a company from Søgne called Debitnor came up.
I then called them and met a very nice fellow at the other end, who from the first second I spoke to him was full of knowledge in this field.
He had extensive experience as a bailiff for over 30 years, in such cases and knew the rules and regulations for inhaling and exhaling.
As I have researched and read reviews online, I am pretty sure that Debitnor must be one of the most professional in this area.
Costs a bit of money, but is worth every cent, they would like to get more if I had the money.
Much like Debitnor, I have now received a debt arrangement via the nominee and will be debt-free in 4.5 years.
A THOUSAND THOUSAND THANKS Debitnor for excellent and professionally done work.

Hei, jeg kontaktet debitnor sensommeren 2017, da min økonomiske situasjon krasjet og jeg ikke så noen utvei. Jeg va da desperat etter både hjelp og at finne et lysglimt i en lang mørk tunell.

Jeg fylde ut søknads/kontakt skjema, og fikk snarlig kontakt fra Debitnor. Den kontakten va både oppmuntrende, saklig og vennlig ! Etter et halvt års arbeid fra debitnor sin side hadd jeg alle dokumentene jeg trengte, og en flott oversikt til at levere til Namsfogden når jeg søkte om Offentlig gjeldsordning.

Namsfogden hadd ingen anmerkninger på jobben debitnor hadd gjort, og nå starter dem gjeldsforhandlinger!

Jeg er svært fornøyd med både jobben dem har gjort, støtten jeg har fått under veis og servicen!
Tusen takk Debitnor, dere har vært med på at gi meg et liv etter katastrofen!!!

mvh
Patrick

When you contact Debitnor, you are in safe hands from the start. With supreme competence and at the same time a genuine understanding of people, they advise and help you when things have become too difficult. They see solutions when you can't manage it yourself, at the same time they help to lift a large burden for you, so that everyday life becomes manageable when things are at their worst. At Debitnor, you will find help from professionals who have themselves been both Bailiffs and police for a number of years. When you have found yourself in difficulties, the highest level of competence, both professional and human, is absolutely essential. With all due respect, this is not what you usually find at NAV/the Municipality. Then you have to stand in the queue of shame and you are told to call creditors yourself, while time has passed until the next queue and fruitless meeting. Both the competence in relation to your situation and the interest in you as a person is minimal. You are treated as a burden, as a cross on a form and you feel harassed. The money you pay to Debitnor is actually like drops in the ocean when you have to turn around a difficult situation. It is not about this money that the battle stands, nor do you notice anything about it when it becomes part of a solution. It is worth every penny and it will certainly cost far more both in kroner and øre and not least mentally to try to negotiate agreements with the creditor yourself, or with someone who does not give you the help you need. Often with the result that you have lost critical time and created subsequent pressure with promises that you are unable to keep, interest, fees, fees, etc.

I got help and advice from Debitnor, where they put me in touch with professionals in their network who managed to arrange refinancing for me. This meant that I both avoided the situation becoming critical, and that I also actually saved over NOK 6,000 a month compared to before I contacted them. I was otherwise at a loss myself before I contacted Debitnor and I was very worried, which affected me in my everyday life. The night's sleep was poor and I was neither the husband, father nor colleague I could be. They didn't get paid a penny. Still, they were genuinely interested in both my case and me as a person.

At the same time, I learned a lot about how processes take place and how to avoid ending up in the danger zone in the future. When you have lost track, Debitnor helps you get an overview - even when invoices and claims cannot be collected. Once they have received the overview, they further help in trying to find a voluntary solution with creditors, which is a requirement from the bailiff if he is to be able to stop the advances from creditors and impose an amicable solution under duress, for example a debt settlement or salary deduction. Only the Bailiff can do this, but then you must have tried to find a voluntary solution with creditors and document this first. This is work for which I have every respect and full understanding that it must cost something. The alternative for most people is that both fees, interest and claims multiply, while you try to get an overview - if you get one at all. Ultimately, both the house and assets go into the process because it has gone too far and you don't have the expertise, knowledge and mental strength you need just when you need it. Then I would rather pay what is a fraction of all this to Debitnor as soon as possible, get help and control over the process with the feeling that you are in the hands of safe professionals. Time, own lack of competence and abilities are money in this context.

I would like to give Debitnor my very best and warmest recommendations, both as professionals and as fellow human beings. I completely disagree with the critical review below.

For me, the turning point was the moment when I picked up the phone, plucked up the courage and called Debitnor. I also know that Debitnor does a lot for the very weakest in society and ultimately what they do leads to lives being saved. So all honor and humble thanks for the effort that Debitnor makes, early and late - all year round.